H.Hamkor Scoring
A SCORING PLATFORM FOR PARTNERS

Make decisions
with confidence
and clarity.

Citizen identification, credit history checks, income and debt assessment — all in one API and an explainable decision flow.

01 One API02 A separate policy per partner03 Full explainability
TRACK THE STATUS ●
SAMPLE SCORING•••
86/100
DECISIONApprove

Assessment completed

Credit history92
Income81
Debt88
Reasons and sources→
PROTECTED DATA ✦
PRIMARY DATA SOURCES
KATM INPS MIB ASAXIY
PLATFORM

From data to a clear decision.

Every stage is tracked. Every result follows the partner's policy.

01 / IDENTIFY
◎

Identify the client

Find the citizen's details in a single flow from the passport and date of birth.

02 / ASSESS
▥

Combine the sources

Get a flexible assessment from credit history, official income and MIB debts.

03 / DECIDE
↗

An explainable result

Set the next step with the score, decision, credit limit and reason codes.

WORKFLOW

A simple request.
The full picture.

Once a request is accepted, the scoring stages run in the background. The partner follows the result with its own API key.

  1. 01
    Send a requestEnter the citizen's details and the sources you need.
  2. 02
    Follow the checksThe status and result of every source are recorded.
  3. 03
    Get the decisionScore, limit and reasons come back in one response.
INTEGRATION

Plug it into
your product.

Create scorings through a staff API key or the partner panel. Track the results per service.

Open the partner panel ↗
● ● ●API ENDPOINT
POST /api/v1/scorings
GET /api/v1/scorings/{id}
GET /api/v1/usage